Terms of Service

1. Acceptance of Terms

By accessing and using the StanCatele website and services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

StanCatele provides information and guidance about UK government benefits, pensions, and social support systems. Our services include:

• Information about government benefits and eligibility
• Guidance on pension planning and retirement benefits
• Support with benefit applications and appeals
• Educational resources and consultation services

3. User Responsibilities

You agree to:

• Provide accurate and truthful information when using our services
• Use our services only for lawful purposes
• Not attempt to gain unauthorized access to our systems
• Respect the intellectual property rights of StanCatele and third parties
• Not transmit any harmful, offensive, or illegal content

4. Information Accuracy

While we strive to provide accurate and up-to-date information about government benefits and pensions, we cannot guarantee the completeness or accuracy of all information. Users should:

• Verify information with official government sources
• Seek professional advice for specific situations
• Understand that benefit rules and regulations may change

5. Limitation of Liability

StanCatele shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from:

• Use or inability to use our services
• Reliance on information provided on our website
• Errors or omissions in our content
• Any actions taken based on our guidance

6. Professional Advice Disclaimer

The information provided by StanCatele is for educational and informational purposes only and does not constitute professional legal, financial, or benefits advice. We are not a substitute for official government agencies or qualified professional advisors.

7. Privacy

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the service, to understand our practices.

8. Intellectual Property

The content, organization, graphics, design, and other matters related to StanCatele are protected under applicable copyrights and other proprietary laws. Users may not copy, reproduce, or distribute any content without our express written permission.

9. Service Availability

We strive to maintain continuous service availability but cannot guarantee uninterrupted access. We reserve the right to modify, suspend, or discontinue services at any time without notice.

10. Governing Law

These terms shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

11. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting on this page. Your continued use of our services after changes constitutes acceptance of the new terms.

12. Contact Information

If you have any questions about these Terms of Service, please contact us: